OneVisage Announces First 3D Facial Authentication Solution Running on iOS

by admin on June 22, 2017

OneVisage, the award-winning and leading 3D facial authentication company today announced that it will unveil first 3D facial authentication solution that runs on iOS platform. As of today, there is no 3D facial authentication solutions available on iPhone or iPad mobile devices.

According to market experts, first front 3D cameras and 3D facial verification solutions should be unveiled later, in Fall this year by few major equipment manufacturers.

Today is a special day as we are proud to announce the first full 3D facial authentication solution that runs on iOS mobile devices. Financial services and identity management solution providers are looking to offer the same user-experience and high-level of security to all their customers, regardless if they use an iPhone 6, Samsung Galaxy S8 or Huawei Honor as an example. We can now potentially address more than 60% of mobile device owners in the world – aka more than 1 billion people – which probably positions us as the most universal and strongest authentication solution in the market.” said Praveen Gajjala, Sales Director EMEA of OneVisage.

Omni-channel management is key for financial services to offer the same experience to customers across branch, mobile and on-line channels. According to 2016 North America Consumer Digital Banking Survey made by Accenture Consulting, only 27% of consumers say that omni-channel experience is seamless.

We listened financial services and learnt that omni-channel and universality are key features. Allowing customers to log in their e-banking account on their laptop or mobile device, by only using their mobile device, is now a must-have feature. Our 3DAuth solution is uniquely poised for being the universal solution to address nearly all authentication use cases for banks, payment service providers and card issuers, regardless the user’s mobile device platform.” said Brian Haverty, Vice President of Sales, Americas.

According to analyst Ming Chi-Kuo interviewed by Business Insider UK in February 2017, Apple’s next generation 3D iPhone camera could reinvent user experience.

We are really impatient to see the first smartphones coming with 3D front cameras, which are foreseen to be unveiled in October-November this year. When combined to our unique 3DAuth technology, such devices will allow instantaneous, very strong authentication, users just making single shot selfies in few hundred milliseconds. Security will be seriously reinforced as it will be impossible to spoof such devices with a video, 3D avatar or virtual reality tool. We believe this will announce the beginning of the 3D facial authentication revolution that will supersede any other biometric alternatives, making passwords and pin-codes things of the past. This will be a major change in our everyday digital live.” said Christophe Remillet, CEO of OneVisage.

CEO Christophe Remillet and Praveen Gajjala, OneVisage EMEA Sales Director, will be exhibiting and meeting with financial services partners at Money 20/20 – Europe in Copenhaguen, Denmark. Christophe and Praveen OneVisage SA – Rue de Bourg 25 – 1003 Lausanne – Switzerland www.onevisage.com will provide live demonstrations of the latest OneVisage authentication software developed for financial services, using both iOS and Android mobile devices.

3DAuth SDK for mobile devices is currently available via an exclusive alpha/beta program. Please contact us for further information.

To set up an appointment at Money 20/20 Europe 2017, please visit our website http://onevisage.com/events or send an email at info@onevisage.com or call us: +41 21 566 70 55 (Europe) +1 650 544 4051 (North America).

For general information inquiries, please send an email at info@onevisage.com

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adminOneVisage Announces First 3D Facial Authentication Solution Running on iOS

OneVisage® Breaks Ground by Announcing First 3D Facial Authentication Solution Running on iOS At Money 20/20 Europe

by admin on June 20, 2017

PressRelease-Banner3DAuth™ SDK is first to enable 3D facial authentication on iOS devices, providing secure digital financial services to more than 60% mobile devices owners[i]  


LAUSANNE, SWITZERLAND – June 20th, 2017 – OneVisage, the award-winning and leading 3D facial authentication company today announced that it will unveil first 3D facial authentication solution that runs on iOS platform. As of today, there is no 3D facial authentication solutions available on iPhone or iPad mobile devices. According to market experts, first front 3D cameras and 3D facial verification solutions should be unveiled later, in Fall this year by few major equipment manufacturers.

Today is a special day as we are proud to announce the first full 3D facial authentication solution that runs on iOS mobile devices. Financial services and identity management solution providers are looking to offer the same user-experience and high-level of security to all their customers, regardless if they use an iPhone 6, Samsung Galaxy S8 or Huawei Honor as an example. We can now potentially address more than 60% of mobile device owners in the world – aka more than 1 billion people –  which probably positions us as the most universal and strongest authentication solution in the market.” said Praveen Gajjala, Sales Director EMEA of OneVisage.

Omni-channel management is key for financial services to offer the same experience to customers across branch, mobile and on-line channels. According to 2016 North America Consumer Digital Banking Survey made by Accenture Consulting, only 27% of consumers say that omni-channel experience is seamless.

We listened financial services and learnt that omni-channel and universality are key features. Allowing customers to log in their e-banking account on their laptop or mobile device, by only using their mobile device, is now a must-have feature. Our 3DAuth solution is uniquely poised for being the universal solution to address nearly all authentication use cases for banks, payment service providers and card issuers, regardless the user’s mobile device platform.” said Brian Haverty, Vice President of Sales, Americas.

According to analyst Ming Chi-Kuo interviewed by Business Insider UK in February 2017, Apple’s next generation 3D iPhone camera could reinvent user experience.

We are really impatient to see the first smartphones coming with 3D front cameras, which are foreseen to be unveiled in October-November this year. When combined to our unique 3DAuth technology, such devices will allow instantaneous, very strong authentication, users just making single shot selfies in few hundred milliseconds. Security will be seriously reinforced as it will be impossible to spoof such devices with a video, 3D avatar or virtual reality tool. We believe this will announce the beginning of the 3D facial authentication revolution that will supersede any other biometric alternatives, making passwords and pin-codes things of the past. This will be a major change in our everyday digital live. » said Christophe Remillet, CEO of OneVisage.

CEO Christophe Remillet and Praveen Gajjala, OneVisage EMEA Sales Director, will be exhibiting and meeting with financial services partners at Money 20/20 – Europe in Copenhaguen, Denmark. Christophe and Praveen will provide live demonstrations of the latest OneVisage authentication software developed for financial services, using both iOS and Android mobile devices.

3DAuth SDK for mobile devices is currently available via an exclusive alpha/beta program. Please contact us for further information.

To set up an appointment at Money 20/20 Europe 2017, please visit our website http://onevisage.com/events or send an email at info@onevisage.com or call us: +41 21 566 70 55 (Europe) +1 650 544 4051 (North America).

For general information inquiries, please send an email at info@onevisage.com

 About OneVisage®

OneVisage® is a leading cyber-security company founded in 2013 with offices in Lausanne, Switzerland (headquarters) and Sunnyvale, CA (USA), that enables financial services, Identity & Access Management providers and cyber-security integrators to reduce identity theft and transaction abandonments. Our 3DAuth™ solutions provide higher security, data protection and greater user’s experience than passwords, security tokens or other biometric modalities at a fraction of their prices by using cutting edge 3D facial authentication technology running on consumer-grade mobile devices. OneVisage® has been awarded Edison Awards 2016 – ICT Security Gold medal, Red Herring 2015 Top 100 Europe, CTIA Startup Lab 2015 – Identity Management Winner. OneVisage® is proud to be the only “Swiss Made Software” biometric company and is a member of the FIDO alliance and European Association for Biometrics (EAB) associations.

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All trademarks, trade names, service marks, and logos referenced herein belong to their respective companies.

[i] As of June 5th 2017: Android 5.0 (or higher) represents 71.5%, iOS 10.0 (or higher) represents 86%, representing approximately in total more than 60% of mobile devices shipped out in the market. Sources: https://developer.android.com/about/dashboards/index.htmlhttps://developer.apple.com/support/app-store/

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adminOneVisage® Breaks Ground by Announcing First 3D Facial Authentication Solution Running on iOS At Money 20/20 Europe

OneVisage invited to speech at Telegraph Future Of Fintech event on November 29th 2016

by admin on November 18, 2016

Telegraph Media Group (TMG) has today launched a brand new conference – Telegraph Future of FinTech. It takes place on Tuesday November 29, 2016 at Savoy Place in London. The one day conference will unite senior influencers from UK, European and global markets, as well as tech innovators, to consider what the future holds for the FinTech industry post-Brexit.

Headline speakers include Ashok Vaswani, CEO, Barclays UK, Claire Sunderland Hay, Head of FinTech Accelerator, Bank of England, Gemma Godfrey, Founder and CEO, Moo.la, Chris Gledhill, CEO & Co-Founder, Secco and a panel session moderated by Lawrence Wintermeyer, CEO, Innovate Finance. Barclays is the Gold Sponsor for the event.

Workshops, panel sessions and interactive breakout sessions with industry experts will further explore key issues affecting industry today.

Topics for discussion and debate include:
− Harnessing the power of disruptive innovation in FinTech
− Cementing Britain’s position in the global FinTech market
− The implications of Brexit, PSD2, APIs, and more latest developments
− Where to invest now as the FinTech sector continues to grow
− Data analytics and consumer behaviour as key industry drivers
− The transformational power of collaboration

Other confirmed speakers include:
− Anne Boden, CEO, Starling Bank
− Anthony Olsen, EU Chief Legal & Compliance Officer, Remitly
− Dr Avtar Sehra, Founder and CEO, Nivaura
− Christoph Rieche, Co-Founder & CEO, iwoca
− Christophe Remillet, Chief Technology Officer, OneVisage
− Francisco Lorca, Managing Director, Startupbootcamp FinTech London
− Hannah Nixon, Managing Director, Payment Systems Regulator
− James Carlyle, Chief Engineer, Managing Director, R3 CEV
− Jenny Tooth, Co-founder and Director, Angel Capital Group
− Mike Laven, CEO, Currency Cloud
− Neil Costigan, CEO, BehavioSec
− Nick Telford-Reed, Innovation Director, Worldpay
− Rush Taggart, CSO, CardConnect
− Salvador Garcia, Co-Founder and Co-CEO, Ebury
− Stewart Roberts, Executive Vice President and CFO, iZettle

Jeremy Warner, Assistant Editor, The Telegraph, commented: “London is a world-leading centre of FinTech in terms of innovation. With so many of the industry’s leading minds based here, attendees of the conference will be guaranteed invaluable insights into best-practice solutions for today, as well as foresight into the challenges presented by Brexit.”

Ashok Vaswani, Chief Executive, Barclays UK, added: “Blockchain, artificial intelligence and open data are just some of the ways in which FinTech is promising to revolutionise our lives. The UK can lead this revolution by helping entrepreneurs turn start-ups into global world beaters. But with disruption now set to become the dominant theme, we need to find new ways of retaining our status as the world’s financial capital.”

To find out more about the Telegraph Future of FinTech please follow the designated Twitter feed @TelB2BEvents or use the hashtag #TelegraphFT.

To attend or for further information, please visit: http://www.telegraph.co.uk/business/fintech

– ENDS –

For further information, to request a press pass or an interview with any of the speakers, please contact Good Relations 020 3814 4754 or email tmg@goodrelations.co.uk

Notes to editors:

About Telegraph Events
A subsidiary of TMG, Telegraph Events is one of the largest consumer and business events companies in the UK, producing market leading events and publications including The Telegraph Bespoke Events, The Telegraph Ski and Snowboard Show London, The Telegraph Outdoor Adventure & Camping Show, The London Bike Show, The Telegraph Cruise Show London, The Telegraph Travel Show, Rouleur Classic, SalonQP, Be:Fit London, Triathlon Show: London, Oceans Festival, QP Magazine and Telegraph Ski and Snowboard Magazine. Annually, Telegraph Events’ shows attract over 150,000 visitors.

About Telegraph Business Events
The Telegraph Business Events division is the conference arm of TMG and has been created to provide a live platform for Telegraph business communities to share knowledge and to drive business strategy and innovation.

About Telegraph Media Group
Telegraph Media Group (TMG) is a multimedia business with a portfolio covering the world-renowned, agenda-setting titles The Daily Telegraph and The Sunday Telegraph, The Telegraph website and Telegraph Events, one of the leading events companies in the UK.

TMG publishes The Telegraph seven days a week, in print, online and on tablet and mobile reaching a global audience of over 89.1 million per month*.
* ABCe September 2016

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adminOneVisage invited to speech at Telegraph Future Of Fintech event on November 29th 2016

Innovaud: “Nouvel environnement, nouvelles opportunités”

by admin on October 4, 2016

En plein essor depuis quelques années, la technologie financière ou Fintech est un domaine d’activité qui offre de réelles opportunités à nos entrepreneurs. Des startups vaudoises se distinguent d’ailleurs régulièrement par leur expertise. Le journal « Le Monde » consacrait récemment un article à Monito (anciennement TawiPay), le site lausannois qui permet de trouver les meilleurs services pour transférer de l’argent.

Aujourd’hui l’essor de startups Fintech ainsi que d’importants changements au niveau réglementaire, tel que MiFid II pour l’Europe, exigent une remise en question des pratiques existantes. C’est pour mieux comprendre les nouveaux enjeux et opportunités qu’Innovaud a organisé, en partenariat avec la BCV, une matinée dédiée aux Fintech, avec un accent sur la gestion des risques et des réglementations.

Sept interventions ont ponctué cette matinée animée par Benoît Curdy devant un parterre d’une cinquantaine de décideurs et d’experts. Dans la première intervention, Joao-Antonio Brinca, responsable du département Stratégie et organisation de la BCV, a identifié et décrit les trois âges de la Fintech :

1) L’âge des pionniers, issus des cendres de la crise de 2008, avec des startups qui poussent des modèles en rupture, une forte visibilité et l’amorce d’un changement possible de paradigme.

2) L’âge de la réponse des acteurs traditionnels (les banques) avec une large prise de conscience, des investissements massifs, mais également un virage culturel pas toujours aisé à négocier

3) L’âge des partenariats qui émerge actuellement et qui voit les pionniers – maîtrisant le digital – et les traditionnels – ayant la confiance du client – se combiner pour améliorer le service et la marche de l’industrie. Cette intervention fut suivie par celle plus technique de Dominik Witz, Responsable de Swisscom Banking. Nos cinquante participants ont pu alors découvrir l’étendue des questions réglementaires du Fintech avec les solutions de Digital Identification and Signing.

Après ce tour d’horizon des dangers et des opportunités liées aux changements réglementaires, quatre startups et une scale-up ont été invitées à présenter leurs solutions. Avec des bureaux à Lausanne et Zurich, Edge Lab propose une solution complète de gestion des risques liés aux portefeuilles financiers pour les banques, conformément à toutes les contraintes réglementaires et avec un niveau d’intelligence aujourd’hui inédit dans son domaine. Deuxième startup à se présenter avant la pause, Qumram enregistre grâce à sa technologie tous les échanges écrits, téléphoniques et digitaux entre une banque et ses clients. Comme nous l’a expliqué son directeur des ventes, M. Patrick Siegenthaler, les nouvelles réglementations exigent que les archives puissent être consultées par les clients pendant 5 ans par les clients et 10 ans par les autorités.

Les trois dernières startups à se présenter sont toutes actives dans la gestion des risques. Basée au Swiss Technopole Y-PARC, Netguardians voit la réglementation FINMA 2016/X comme une opportunité d’améliorer la couverture des cyber risques. La scale-upd’Yverdon-les-Bains a acquis une expertise unique dans le développement de logiciels de monitoring permettant d’éviter les fraudes en milieu bancaire.
Comme on a pu le découvrir dans la présentation suivante, la société RiskConcile de Jan de Spiegelheer a également acquis une expertise certaine dans l’identification de risques.

Last but not least, nos participants ont eu le plaisir de suivre la présentation de Christophe Remillet, CEO de la startup lausannoise OneVisage. Spécialisée dans l’authentification par selfie, l’entreprise a montré tous les avantages offerts par la reconnaissance faciale 3D, une technologie qui devrait selon toute vraisemblance faire disparaître à termes les mots de passe et surtout fortement améliorer l’expérience digitale liée à l’authentification, source de tracas, de fraudes et de frustrations.

Au terme de cette matinée passionnante, il est encourageant de constater que si les défis liés aux nouvelles réglementations Fintech sont considérables, ils représentent aussi de formidables sources d’opportunités pour nos acteurs innovants qui disposent de l’expertise et des compétences nécessaires pour les relever.

Rédigé par Eugène Schön

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adminInnovaud: “Nouvel environnement, nouvelles opportunités”

OneVisage unveils First Passwordless Biometric Solution at SIBOS 2016

by admin on September 28, 2016

OneVisage unveiled at SIBOS 2016 in Geneva its 3DAuth PaaS platform. This is the first biometric authentification solution for mobile devices that is totally password-free for customers, co-workers and IT administrators. The solution opens new perspectives in fast growing industries such as fintech.

OneVisage, one of the leading 3D facial authentication companies developing breakthrough digital identity solutions for financial services and Identity and Access Management (IAM) providers, announced that its 3DAuth digital identity verification platform now provides a complete passwordless experience to users and IT administrators. The solution was unveiled Monday at SIBOS 2016 exhibition in Geneva.

“According to a PwC information security 2015 survey, current and former employees in financial services organizations still represent nearly two third (64%) of security incidents. As most of, not to say all, financial services companies rely on passwords or pin codes for handling their core application systems – even when biometric alternatives are in place – we realized how dangerous and inconsistent this situation is from a security angle.” said Christophe Remillet, CEO, OneVisage.

“As everybody knows, password systems are now broken. We are proud to unveil at SIBOS 2016 what seems to be the first authentication solution that totally eliminates passwords and pin-codes. Upon discussing with bank security managers and IT administrators, we realized the difficulty and pain for them to manage tens, even hundreds of passwords. But beside painful administrative tasks, “what you have” solutions such as passwords or security tokens create weak security points as well as non-repudiation issues that are very difficult to detect and overcome. Thanks to 3DAuth facial authentication platform, financial services can now protect themselves against internal threats while making important security cost savings.” said Christophe Remillet, CEO, OneVisage.

OneVisage is a leading cyber-security company founded in 2013 with offices in Lausanne and Zurich. The startup enables financial services, Identity and Access Management providers and mobile operators to reduce identity theft and transaction abandonments. OneVisage was among the Red Herring 2015 Top 100 Europe startups, CTIA Startup Lab 2015 – Identity Management Winner and Edison Awards 2016 – Gold winner in category “ICT security”. The company is also a member of the FIDO alliance and European Association for Biometrics (EAB)

(ES)

Full article: http://www.startupticker.ch/en/news/september-2016/onevisage-announces-first-passwordless-biometric-solution-at-sibos-2016

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adminOneVisage unveils First Passwordless Biometric Solution at SIBOS 2016

La fin des mots de passe dans les banques?

by admin on September 26, 2016

Onevisage. La startup basée à Lausanne lance un système d’authentification biométrique en trois dimensions. Conçu pour être intégré directement dans les systèmes IT bancaires.

La société OneVisage profite du salon Sibos, qui s’ouvre aujourd’hui à Genève, pour dévoiler un système d’authentification biométrique permettant de franchir une étape de plus dans la sécurité. Créée en 2013, elle avait communiqué l’an dernier sur son système de «selfie 3D», …

Lire la suite de l’article: http://www.agefi.com/quotidien-agefi/suisse/detail/edition/2016-09-26/article/onevisage-la-startup-basee-a-lausanne-lance-un-systeme-dauthentification-biometrique-en-trois-dimensions-concu-pour-etre-integre-directement-dans-les-systemes-it-bancaires-436271.html

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adminLa fin des mots de passe dans les banques?

OneVisage® Announcing First Passwordless Biometric Solution at SIBOS 2016

by admin on September 23, 2016

PressRelease-Banner

3DAuth PaaS platform is first biometic authentication solution for mobile devices that is totally password-free for customers, co-workers and IT administrators


 LAUSANNE, SWITZERLAND – September 23rd 2016 – OneVisage®, the award-winning and leading 3D facial authentication company that develops breakthrough digital identity solutions for financial services and Identity & Access Management (IAM) providers, announced today that 3DAuth™ digital identity verification platform now provides a complete passwordless experience to users and IT administrators. The solution will be unveiled at SIBOS 2016 exhibition on Monday 26th of September.

According to a PWC information security 2015 survey, current and former employees in financial services organizations still represent nearly two thirds (64%) of security incidents. As most of, not to say all, financial services companies rely on passwords or pin codes for handling their core application systems – even when biometric alternatives are in place – we realized how dangerous and inconsistent this situation is from a security angle.” said Christophe Remillet, CEO, OneVisage.

As everybody knows, password systems are now broken. We are proud to unveil at SIBOS 2016 what seems to be the first authentication solution that totally eliminates passwords and pin-codes. Upon discussing with bank security managers and IT administrators, we realized the difficulty and pain for them to manage tens even hundreds of passwords. But beside painful administrative tasks, “what you have” solutions such as passwords or security tokens create weak security points as well as non-repudiation issues that are very difficult to detect and overcome. Thanks to 3DAuth facial authentication platform, financial services can now protect themselves against internal threats while making important security cost savings.” said Christophe Remillet, CEO, OneVisage.

OneVisage® will exhibit the alpha release of 3DAuth PaaS™ platform at SIBOS 2016 – Stand G54 (Swiss FinTech corner) on Monday 26th of September.

To set up an appointment at the show, please send an email at info@onevisage.com, visit our web site or call us: +41 21 566 70 55

For information about SIBOS or the Swiss FinTech corner, please visit www.sibos.com or swissfintechcorner.ch

For general information inquiries, please send an email at info@onevisage.com

About OneVisage®

OneVisage® is a leading cyber-security company founded in 2013 with offices in Lausanne and Zurich, Switzerland, that enables financial services, Identity & Access Management providers and mobile operators to reduce identity theft and transaction abandonments. Our 3DAuth™ solutions provide higher security and greater user’s experience than passwords, security tokens or other biometric modalities at a fraction of their prices by using cutting edge 3D facial authentication technology running on consumer-grade mobile devices. OneVisage® has been awarded Red Herring 2015 Top 100 Europe, CTIA Startup Lab 2015 – Identity Management Winner and Edison Awards 2016 – Gold winner in category “ICT security”. OneVisage® is a member of the FIDO alliance and European Association for Biometrics (EAB) associations.

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All trademarks, trade names, service marks, and logos referenced herein belong to their respective companies.

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adminOneVisage® Announcing First Passwordless Biometric Solution at SIBOS 2016

StartupTicker: OneVisage se lance à la conquête du marché américain

by admin on May 7, 2016

BiometrieQuelques jours seulement après avoir remporté la Médaille d’or aux Edison Awards 2016 dans la catégorie « Solutions sécuritaires », OneVisage a été sélectionnée pour présenter sa technologie de reconnaissance faciale 3D au FinovateSpring qui se tiendra les 10 et 11 mai à San José en Californie. Cet événement Fintech de référence marque pour la startup lausannoise le début d’une campagne d’un mois sur le marché américain.

Forte de son récent succès aux Edison Awards 2016, OneVisage a été sélectionnée pour présenter mardi prochain sa solution smartphone de reconnaissance faciale 3D lors du prestigieux FinovateSpring. Christophe Remillet, CEO de la startup lausannoise, se réjouit de cette opportunité unique. Lors de son pitch, il compte démontrer – en première mondiale – comment sa solution résiste à une attaque de type “Video Replay” qui met généralement à mal les solutions 2D existantes.

Le pitch au FinovateSpring de San José marquera le début d’un mois en Amérique du Nord pour OneVisage. Le même jour Christophe Remillet a été invité à s’exprimer sur les thématiqeus de la sécurité bancaire, la confidentialité et le rôle de la Suisse dans le cadre du Swiss Fintech Dinner organisé par le Swiss Business Hub USA.

Comme on peut l’apprendre dans une interview publiée récemment sur le blog d’Alp ICT, OneVisage propose aujourd’hui deux produits dans l’authentification faciale 3D. Le premier est un kit de développement logiciel qui permet aux clients de la startup d’intégrer sa solution dans leurs applications. Le second produit est un « Platform as a service », c’est à dire un package logiciel complet qui intègre l’application SelfiLogin.

Après son passage à San José, OneVisage prendra part pendant trois semaines au CTI Market Entry Camp USA organisé par Swissnex San Francisco. Ce programme permettra à la startup de Christophe Remillet de valider son modèle d’affaires aux Etats-Unis et de rencontrer toute une série de clients et d’investisseurs potentiels.

Article rédigé par Eugène Schön, StatupTicker.ch

Lien vers l’article: http://startupticker.ch/en/news/may-2016/onevisage-part-a-la-conquete-du-marche-americain

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adminStartupTicker: OneVisage se lance à la conquête du marché américain

AlpICT: Les services financiers sur mobile, vecteurs de développement pour les pays émergents… et pour la biométrie ?

by admin on February 29, 2016

onevisage2

Au Mobile World Congress de Barcelone, les paiements mobiles et autres services financiers digitaux ont la cote et sont mis en avant pour leur formidable potentiel de développement, notamment dans les pays émergents. D’autres domaines, tels que celui de la biométrie, pourraient indirectement en bénéficier.

« Dans les pays émergents, seuls 15 à 20% de la population ont accès aux prestations bancaires traditionnelles. Grâce à nos services mobiles, nous pouvons toucher un public que les banques ne pourraient jamais atteindre ». Pour Michael Foley, CEO de la branche pakistanaise de Telenor, multinationale norvégienne des télécommunications, les services financiers offerts via mobile sont non seulement complémentaires à l’offre bancaire traditionnelle mais permettent parallèlement, de concert avec les institutions de micro-finance, de consolider une base de clients potentiels pour le système bancaire classique.

Difficile de lui donner tort quand on sait que dans le monde, plus d’un milliard d’individus ont un téléphone portable mais pas de compte en banque. Des services qui représentent un potentiel de développement social immense et un vecteur d’innovation considérable, que ce soit dans le domaine du payement, des transferts d’argent ou des prêts. Mais indirectement, l’explosion du paiement mobile pourrait aussi influencer fortement un autre secteur : celui de la sécurité et plus particulièrement de la biométrie. En effet, dans un domaine où les fraudes, hameçonnages, vols et autres hackings sont encore malheureusement fréquents, quel moyen plus efficace que d’utiliser son propre corps pour identifier ses paiements ?

CFO de OneVisage, startup présente sur le booth helvétique au Mobile World Congress, Alexandre Benhamou abonde dans ce sens. Pour lui, le virage du mobile banking dans les pays émergent est effectivement une réalité. Et la masse des clients provoquera forcément et naturellement un glissement vers la biométrie. En effet, si l’on peut potentiellement identifier un client via son téléphone, comment savoir qui l’a effectivement entre les mains ? « Une solution telle que OneVisage permet d’identifier clairement l’utilisateur. De plus, un téléphone basique suffit : plus besoin, par exemple, d’avoir recours à une empreinte digitale. Parallèlement, la 3D, partie intégrante du système, permet de se prémunir efficacement contre le « spoofing » (usurpation d’identité). Enfin, les données biométriques peuvent être conservées sur le téléphone, rendant l’utilisateur moins dépendant de la qualité du réseau et lui assurant un contrôle de son data, tout cela à un prix plus qu’abordable ».

Aujourd’hui de nombreux groupes internationaux, de Mastercard à Samsung en passant par Alibaba et Apple, suivent de près, voire expérimentent les différentes techniques existantes, preuve s’il en est que la méthode à de l’avenir.Malgré cela, si la biométrie représente un potentiel indéniable de techniques d’authentification plus sûres et beaucoup plus compliquées à contourner (pas facile de répliquer un visage ou une empreinte digitale) il reste à les tester en conditions réelles d’exploitation, à l’échelle du marché et à déterminer si elle peut effectivement apporter ce surplus de sécurité que les méthodes actuelles peinent tant à garantir.

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adminAlpICT: Les services financiers sur mobile, vecteurs de développement pour les pays émergents… et pour la biométrie ?